Coronavirus (COVID-19) has significantly impacted businesses in the UK, with whole industries - such as hospitality and travel - almost grounding to a halt, leaving many employers facing tough decisions when it comes to staff retention.

A recent People Management and CIPD survey revealed that a quarter of UK employers expect to make permanent redundancies in response to the coronavirus crisis. At the same time, more than half are predicted to furlough staff members.

With the spread of coronavirus (COVID-19) in the UK, you might find yourself having to take time off work. During this time, it is important to know your rights to sick pay if you cannot work due to COVID-19.

With the UK in lockdown, there’s no denying the impact this will have on businesses in the comingweeks and months. From sickpay to homeworking, for employees and employers, knowing your rightsand obligations during this time is crucial.

After a recent reduction in mortgage lenders taking on new borrowers, the market has started to open back up with new deals and offers from various providers. These include 85% loan-to-value loans from Nationwide, and 85% LTV loans from Halifax. Virgin Money have also begun offering purchase mortgages, as well as Santander who recent cut fees on residential mortgages.